The Mexican folk box It is the option you need when you are looking for a credit, because as long as you need the money to carry out a legal activity you can obtain that credit either to pay debts, to pay for the education of your children or your own and even if you need the money to pay for medical expenses.
However, it is important that before launching to request it, it is important that you know what their requirements are and if you meet them you can request from 1000 pesos with the assurance that you will not pay a commission for the opening of your credit and you will only need a minimum saving of the 10%.
Types of credits of the Mexican popular savings bank
Box popular mexican It offers you different types of credit so that you can choose the one that suits your needs as long as you meet the requested requirements, for example:
- It offers you preferential personal credit. As an accomplished member, you can access this preferential personal credit that benefits you with its interest rates.
- You can request from 1000 pesos saving at least 10% and with the assurance that you will not be required to pay a commission for opening the credit.
- It has a fixed annual rate of 17.55% without taxes.
- You make payments every month but you can also anticipate them because they do not charge you a prepayment penalty and you will pay your fee at any of their branches.
- As long as the loan lasts, they will not charge you administrative fees.
- If you need the credit because you have a business and you will use it for working capital or request it for personal expenses, you can request it with a period of 60 months.
- In the event that you need the credit for the purchase of machinery because you have a business or if you need to allocate the money to the purchase of a property or its construction, you can request it with a period of 120 months,
Requirements for the personal credit of Caja Popular Mexicana
- You must be an accomplished member.
- The request must be issued by the entity.
- If you are the borrower, you must present your official identification.
- You will present proof of address if you are the borrower.
- You must also present proof of income.
- Your request will be pending until you check whether or not you need to present a guarantee.
Immediate access credit Caja Popular Mexicana
The Mexican popular bank offers you immediate access credit up to a maximum of 400,000 pesos, the requirements of which are:
- You must submit a photocopy of each of your last 3 pay stubs.
- You must present a work certificate.
- You will present a photocopy of your ID.
- You will present a photocopy of your taxes such as your cell phone, your telephone, gas or electricity to verify your address or, failing that, a residence certificate.
- All photocopies will be accompanied by the corresponding originals.
- You must be a person over 18 years of age and if you are a minor you must be married or emancipated.
- You must show that you are an honest person, who can enjoy your civil rights and is a worker.
- Your place of work or your home must be located in the territory of at least one of the company’s branches.
Caja popular mexicana loans
In addition to the above, the popular Mexican box offers you:
- The personal credit whose money you can use to pay for doubts, education, medical expenses, your vacations or whatever your business requires.
- The personal credit plus, which is aimed at satisfying the needs of consumption, any type of activity as long as it is lawful except when it comes to the money from the credit having a commercial and productive purpose.
Requirements
- You must be a member of the Mexican popular savings bank.
- Must present proof of address
- The guarantee is a saving of 10%
- You must present proof of income.
- Requires a mortgage pledge.
- It also requires insurance with coverage in the event that you request a loan for a value greater than 60,000 if you are a full member and 25,000 if you do not qualify as compliant.
- The mortgage guarantee cannot be on your own home if you are the borrower.
Immediate credit CPM of the Mexican popular savings bank
The CPM immediate credit is an immediate credit that is of the same value or less than your savings at a good interest rate.
Requirements of the CPM productive credit of the Mexican popular savings bank
- You must be a member of the Mexican popular savings bank
- You must present proof of income.
- You must present your official identification and that of the company.
- The guarantee is 10% savings.
- Requires a pledge or mortgage guarantee.
- It requires insurance with coverage of 60,000 pesos if you are a full member or with coverage over 25,000 if you are not a full member.
- The mortgage guarantee cannot be presented when it is on your home.
- The partner can obtain more than one loan at a time.
Credit requirements of the Mexican popular box
- You must be a member of the Mexican popular savings bank
- You must present proof of address.
- The guarantee is a saving of 10%
- You must present your official identification and that of the company.
- You must present proof of income.
- Every month you must make a minimum payment.
- A member can only receive one credit, never more than one at a time.
Automotive credit from the Mexican popular box
Automotive credit is intended for the purchase of a vehicle, whether new or used, personal or productive.
Requirements for the automotive credit of the Mexican popular savings bank
- You must present the official identification of the member.
- You must present proof of address.
- You will present proof of income for the last month.
- You will present the quote for the car that will be issued by the automotive agency.
- The loan will be granted to you in national currency and you can request it at any branch.
- The home mortgage loan is intended for you if you need it to remodel your home or to buy a new or used home.
Mortgage credit requirements of the Mexican popular savings bank
- You will present the updated proof of address.
- You will present proof of income for the last month.
- You will present the value of the home, with information on whether it is new or used, whether you buy it from a construction company or an individual, etc.
- The partner takes out life insurance from the box when the credit is formalized.
- The loan will be granted to you in national currency and you can request it at any branch.
Liquidity with mortgage guarantee of the Mexican popular savings bank
Liquidity with mortgage guarantee allows you to acquire liquidity by placing your home as collateral.
Requirements Liquidity with mortgage guarantee of the Mexican popular savings bank
- You will present your official identification.
- You will present the proof of address for the last month.
- You will also present proof of income for the last month.
- The partner will take out life insurance in the Fund when the contract is formalized.
Caja popular mexican branches
You can find the branch of the Mexican popular savings bank closest to your home in this way:
- Login to www.cppm.coop/buscador_sucursales.
- Write your locality in the search engine.
- On the map you can read by clicking on the name of the city and you will see the address of the branch.
- A drop-down menu will open on the left with the address, telephone number and opening hours for the public.
Mexican popular box schedules
In general, you can receive customer service at the Mexican popular box by calling 01 800 7100 800 from Monday to Friday from 9 a.m. to 5 p.m., Saturdays from 10 a.m. to 7 p.m. and on Sundays from 9 a.m. to 2 p.m.
- If you do not want to call and want to communicate online, you can do so by entering www.cpm.coop/contacto.
- You can call 01 800 7100 800 from Monday to Sunday or complete the form indicating your name and surname, your age, indicating if you are a member, your gender, if you are a man or a woman, indicating your member number, your email address. email, lada, phone number, your state, your city and the comment you want to make. Write the captcha, accept the privacy notice and click Submit.