You know the elektra loans And you want to access one of them because you know that this store offers you this possibility, but you still don’t know how you can do it and what are its requirements? Well, below you will know what the requirements are so that you can access your credit line even if you do not have proof of income and what it is.
What are elektra loans?
The elektra loans are lines of credit that work in a very simple way:
- First of all, you must select the amount of money you need for your loan.
- Then you must indicate the amount of money that you can pay as a fee for the loan, which you will pay every week in addition to the term for the payment, taking into account that if you make punctual payments you will save money.
- If the value of the payments are in your agreement, you must complete the loan application.
- Then, in 24 hours, a representative of the company will visit you at your home to verify the data you indicated in the application.
- After the credit authorization you can go to any of the stores and you will receive your money.
- In this way you will access the loan and you will also receive the Azteca card for free so that you can withdraw money at an ATM or to make purchases in stores that accept to pay with a Visa card.
Requirements for elektra loans
As requirements you must take into account:
- Loans are up to $ 5,000.
- You must present an official identification such as your professional identification, your driver’s license, your valid passport or your immigrant card if you are a foreigner.
- You must present proof of address, for example the last bill for natural gas, telephone, pay television, electricity or water.
- If you request a loan of more than $ 5000, they will require a two-year seniority in your current job or at your home, a guarantee and collateral.
Benefits of elektra loans
- If you are a client who pays the loan on time, you get a saving of 25% on the weekly payments.
- When you make purchases with your credit line for every $ 1 of spending and punctual payment, you participate in the weekly drawings for $ 100,000 with an electronic ticket.
- According to the number of years as a client and with your good history, you can obtain more money as a loan reaching 50,000 after the 1st year and after the 2nd year as a client you can access a loan of $ 60,000 and with 3 years or more as a customer you can get a loan of up to $ 70,000.
Elektra personal loans
Regardless of the city of Mexico where you live, you will surely know the Elektra stores and you will also have heard about the possibility of obtaining elektra loans, which have the endorsement of the Azteca bank.
In this way you can receive cash for example to buy in the same store or for what you want, since it does not matter what the purpose of your request is.
In addition to accessing the loan, you can also obtain a credit card to make purchases in the store or in businesses that have joined the system.
When you make purchases you accumulate points, for example 10% in the Rocha and Salinas stores and 30% in the elektra stores. The accumulated points can then be exchanged for elektraavels.
You can have the card without worrying because they will not recover per month or per year but so that it is not blocked, it is important that you use them at least once a month.
Requirements to access the elektra card
- You must be at least 18 years old.
- You must present a valid identification such as your IFE, your INE or your passport.
- You must present proof of address such as the telephone, water, gas, property bill, etc.
Elektra loans without proof of income
Taking into account that the elektra loans are provided by Banco Azteca of the Salinas group, you can request your loan fulfilling very few requirements and you will access a loan of up to $ 5000 just by presenting the application along with your valid official identification and proof of address.
- If you have a lack of liquidity, you can think about elektra loans, since you will receive cash for what you need to buy, pay, etc. Since we challenge them, the objective is that you can make purchases in the same store or others or to organize a party, to buy a car to repair it or for whatever you need.
- In fact, if you do not intend to spend money on purchases in stores, do not worry because the cash you will receive can be used for example for an unforeseen or emergency.
- On the other hand, they are loans that are granted immediately, since upon receiving the authorization, at the same time you will receive the cash.
- As for the terms, they are per week and flexible, since you can choose terms of between 4 to 18 weeks and you can pay the loan in one or two years.
- Even in addition to being immediate loans, easy to access and flexible, you can go to any of the 25,000 branches that open throughout the year from 9 am to 9 pm
- To make payments you can download the mobile application and you will pay with your bank account 24 hours a day, every day of the week.
- In addition to all the benefits you receive as a customer and one-time customer with savings, promotions and discounts, if you need it, you can renew your credit by simply registering your fingerprint at one of the elektra stores.
- It is also important that you know that the annual CAT without VAT is 91.4% when it comes to the first loan and then as a frequent customer the rates will be reduced.
- In this way you can quickly access a flexible loan and also without endorsement and without neglecting that depending on the Azteca Bank They are good loans with the best terms and rates in the market.