How to get loans without a credit bureau via payroll

You need loans without a credit bureau via payroll because if you have bad credit or you simply have no credit, you are in trouble, but nothing is impossible.

It is true that with bad credit, lenders consider you as a high-risk customer, since banks mainly adhere to credit standards that make them consider the credit score.

Therefore, with your bad credit you feel that you can only access the loan of money if you accept high interest rates, because if you already have debts you should forget about generating more debt, then how can you solve your problem with

How to obtain loans without a credit bureau via payroll

There are several options for you to access loans without credit bureau via payroll, for example:

Credit unions

Although credit unions offer services like commercial banks, their members do not seek profit like the shareholders of banks, since they are not-for-profit entities.

You can approach a community-based or employer-affiliated credit union and it will not be subject to the standards of your bad credit history and will not pass judgment on the loan and repayment term. If you have no credit or have bad credit, consider going to a credit union as one of the first options to apply for a loan.


Although you can ask a friend or relative for help, if they are not in optimal conditions to lend you the money you need, you can meet someone with a good credit history who trusts you and your ability to repay the loan, then that person It can function as a guarantor of the personal loan and the terms of the credit will be established according to the credit score of that person, who in turn will be responsible for the repayment of the loan if you do not respond for it.

The payment information is recorded in your credit report and in that of your co-signer, therefore depending on how you make the return of loan payments you can damage your co-signer’s score and even your own score, but if You meet the payments, you will improve your credit score and it will be better for you for future loans that you may need and without a co-debtor.

Home equity loan

You can apply for a home equity loan. You will mortgage your house using it as a guarantee of repayment and your credit score does not matter. It is a secured loan for your home and therefore the interest rate is generally low, and when it comes to a mortgage guarantee the interest is tax deductible and has a wide repayment term of between 15 or 30 years.

But keep in mind that you put your property at risk if you do not pay, but if you have discipline and reliable income, it is the easiest and cheapest way to access a loan if you have bad credit.

Point-to-point loans

They are person-to-person loans on an online platform where you can access a loan from a person who, like many other borrowers, publishes that they request a loan, a certain interest with the payment term and the lenders choose among all those people whom they want. it is more reliable. Peer to peer sites assess the risk of the borrower verify the lender.

Online loans

It is the option if you have a low credit score, they are lenders who work online offering competitive loans even for debt consolidation. The best part is that they are fast loans with no application fees and no prepayment penalty.

Secured loan

In a secured loan, you contract an asset that you own such as a house, savings, a car or any other asset. This asset remains as collateral in the event of non-payment. They are generally loans at low rates and give you access to a greater amount of money than when it comes to an unsecured loan and if you pay on time, you improve your credit score.

However, the amount of money that you can request is limited to the asset that you place as collateral, because if you do not pay the loan, you will lose your asset.

Loans via payroll without credit bureau

If you are looking for payroll loans without a credit bureau, Financiera México helps you buy, remodel or build your house, buy a car or set up a business.

It offers you a loan with a minimum amount of 100,000 Mexican pesos with a minimum repayment term of 5 years and a maximum term of 14 years, with an interest that varies according to the amount of money you request, for which it can be from 6 to 12%

It is a company that has been in the market for more than 25 years, consolidated as one of the main in Mexico. You can go to Av. Ejército Nacional 18, 11590 Miguel Hidalgo CDMX.

We pay discount via payroll without credit bureau

Many people like you seek payroll discount loans without a credit bureau due to their bad credit history, but the important thing is that you are not attracted to scammers and hire your loan in serious companies supervised by the authorities.

Kiwi works with platforms where users use credit institutions that provide personal loans online and do not waste time on paperwork or bank branches, for example:

  1. Kueski offers you loans from 1000 to 2000 Mexican pesos with a repayment term of 1 and 29 days at a daily interest rate of 1.16%.
  2. Solcredito offers you loans from 500 to 30,000 Mexican pesos with a repayment term of between 1 month to a year with 0% interest for the first loan
  3. Credy offers you loans from 1000 to 3000 Mexican pesos with a repayment term of between 1 day to a month with a daily rate according to each provider.
  4. offers you loans from 1000 to 3000 Mexican pesos with a repayment term of between 7 to 30 days with a daily interest rate of 1.067%
  5. Creditozen offers you personal loans from 1,000 to 10,000 Mexican pesos with a repayment period of up to 61 days and an interest rate of between 1 and 1.2%

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